Chase Freedom Unlimited – The best cashback credit card out there?

Credit cards have made our lives a whole lot easier – not only have they given us access to a line of credit, but they also help us in building a good credit score, provided the cards are used responsibly. In addition to these, credit card companies have also come up with lucrative deals and offers, to reach a wider audience. These include attractive cashback, discounts and travel related deals – all of which are equally amazing. But with so many options out there, which one should you go for?

Luckily, Chase has done a remarkable job in answering that question for us. Their Chase Freedom Unlimited credit card is truly the best cashback card in the market. But don’t take our word for it. See it for yourself.

To begin with, Chase welcomes its new patrons with $150 bonus cashback, provided they spend $500 on purchases within the first three months from the opening of the account. An additional $25 bonus can also be earned if the cardholder adds his/her first authorized user in the same three-month period.

Coming to the cashback part, this is where things get really interesting. For every dollar spent with Chase Freedom Unlimited credit card on purchases and services, you, as a user, will earn 1.5% cashback. This cashback can be then redeemed for any of the available reward options like gift cards, travel vouchers, cash (Yes, that’s right! The money can be directly deposited in your savings account), products and services available through the program, et cetera. You can even use your points at Amazon.com checkout.

The points conversion ratio is another plus for Chase, with 100 points translating to $1. Depending on how frequently you use your Chase credit card, you should be able to accrue a decent cashback in a few months time. Talk about earning while swiping your card!

Speaking of the Annual Percentage Rate (APR), it is 0% for the first 15 months and thereafter, it varies between 16.24% – 24.99%, depending on your credit score and repayment history. Furthermore, this Chase credit card comes with zero annual membership fee. You can avail all of these exciting features without paying a yearly sum.

If you have been looking for a credit card with a decent cashback offer, it is hard to imagine a better provider than Chase. With no annual fees and 1.5% cashback, your shopping experience is bound to be a whole lot different with Chase Freedom Unlimited card.